Gone are the days of walking down the high street and securing a business loan from your local bank manager.

Since the 2008 financial crisis the UK Financial Services industry has endured unprecedented change.

While the retail banks were getting their affairs in order, many borrowers turned to Alternative Lenders to fund new growth or refinance out of expensive borrowing facilities.

The increasing market share of Alternative Lenders made the sector more attractive to new entrants who brought with them innovation (think FinTechs), using modern technologies.

Many new entrants "Challenger Banks" can operate through relaxed regulations and more have flexible lending policies than the retail banks, and can therefore assess credit risk differently - filling a gap left by the retail banks.

There are now hundreds of Alternative Lenders and Challenger Banks in the UK.

We believe it is impossible for a business leader to build relationships across such a vast and specialised network of finance providers.

To complicate things further, many Alternative Lenders and Challenger Banks price their funding solutions differently, which can make it almost impossible to compare one financing offer with another. 

We have the network you need, and we can secure the funding you require with confidence that it will be fit for purpose.